Managing Director and Chief Compliance & Risk Officer
Robert Moreiro has over 15 years of considerable expertise in federal securities laws, FINRA rules and BSA/AML and OFAC regulations, procedures and practices. Robert is a Certified Anti-Money Laundering Specialists (CAMS), Certified Fraud Examiner (CFE), and Anti-Money Laundering Certified Associate (AMLCA). Moreover, he is a member of the New York Bar and District of Columbia Bar.
Prior to joining VMS, from 2014 to 2019, Robert was an Advisory Manager in Deloitte’s Anti-Money Laundering Consulting practice. At Deloitte, he advised financial institutions regarding BSA/AML and OFAC compliance issues. He managed multiple independent BSA/AML and OFAC testing engagements to ensure compliance with applicable BSA/AML and OFAC regulatory requirements, regulatory expectations and prevalent industry practices. He also conducted several gap analyses for financial institutions regarding their BSA/AML and OFAC Programs. Additionally, he drafted detailed reports regarding observations and recommendations pertaining to BSA/AML and OFAC Programs regulatory requirements, regulatory expectations and prevalent industry practices.
Prior to joining Deloitte, from 2003 to 2014, Robert was a Senior Counsel with FINRA’s Enforcement Department. During his tenure at FINRA, he conducted investigations of broker-dealers and associated persons including the gathering of documentation evidence and the analysis thereof to determine whether violations of federal securities laws, FINRA rules and BSA/AML regulations had occurred and if prosecution was necessary. He also conducted on-the-record testimony and interviews of potential respondents and witnesses. Moreover, he drafted memoranda summarizing investigative findings and analyzing applicable case law to determine legal sufficiency with respect to suspected violations including recommending the disposition and penalty parameters for prosecution and/or settlement. Additionally, he drafted complaints and other legal documents including motions and responses thereto and drafted letters of caution and closing memoranda where formal disciplinary action was not recommended.
Robert received a Master of Laws in Securities & Financial Regulation from Georgetown University Law Center, Juris Doctor from University of Miami School of Law, Master of Professional Accounting from University of Miami School of Business, Master of Business Administration in Finance & Management from University of Miami School of Business, and Bachelor of Science in Business Administration from University of Florida.